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Homeownership

Habitatisneeded

Homeownership with Habitat for Humanity Greater Cincinnati

The Builder, the Bank and the Bridge
Habitat for Humanity of Greater Cincinnati builds homes in partnership with qualifying partner families and the community. The homes are then sold to partnering families at no profit and with affordable mortgages. Habitat homeowners can expect to pay approximately a $500.00 per month mortgage payment (including taxes and insurance). Habitat of Greater Cincinnati also repairs homes in partnership with low-income Veteran families in need of Critical Home Repairs.

As the builder…
Habitat for Humanity of Greater Cincinnati manages the building process. We purchase and prepare the land or property where we build or rehab. Habitat then purchases the materials and, where needed, hires the professional services to build the home. Finally, Habitat leads the family and volunteers through the entire building process. Families contribute 250-500 hours of sweat equity on their homes.

We engage the entire community to raise the resources to build our homes including congregations, businesses, schools, civic organizations, associations, government and individual volunteers.

As the bank…

Habitat for Humanity of Greater Cincinnati reviews the qualifications of the families we select and prepares them for the financial responsibilities of homeownership. We issue and hold the zero-interest mortgages, and we offer affordable monthly mortgage payments, set at no more than 30 percent of household income at the time of purchase. This creates a long-term relationship between Habitat, the new homeowner and the community, making a long-term contribution to communities.

As the bridge…

Habitat of Greater Cincinnati partners with families to be successful homeowners by training homeowners to pay for their homes, maintain their homes and connect with their neighborhoods. Homeownership is still the #1 way to build wealth in the United States. Homeownership can be the bridge a family needs to cross into economic stability and self-sufficiency, while simultaneously helping to break the cycle of poverty plaguing too many Greater Cincinnati area families and children. Click here to learn more about How to Buy a Home with Habitat for Humanity.

LEED Information…


LEED, or Leadership in Energy & Environmental Design, is a green building certification program that recognizes best-in-class building strategies and practices. To receive LEED certification, building projects satisfy prerequisites and earn points to achieve different levels of certification.

Click here for more information on LEED certification…